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<DIV class=dfltt id=Grtf10><FONT class=fsx06 face=Arial color=#0000ff><B>This is 
the credit report letter to Innovis generated by Fairbanks/SPS. In addition to 
having a copy for myself, they were ordered by agreement to send this letter to 
TransUnion. I have blacked out personal information only for obvious reasons. 
<BR><BR>This letter is PROOF that Fairbanks/SPS can correct errors, mistakes and 
outright falsehoods that they have reported to credit bureaus. 
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