Here's the proof that loan servicers really do hold
checks. All of these items were part of Dillon v Fairbanks in Hillsborough
County Superior Court (which means they were evidence in the case that
stopped the foreclosure on my home).
I sent this
check by overnight mail, certifed return receipt requested. Note
that Fairbanks stamped the check as received April 12 but they never
cashed it until April 24.Their own loan history states this payment should
have made the loan current, however they obviously pursued foreclosure
anyway.
Here's the entry from the Contact Log provided by
Fairbanks
Here's the entry from the loan history
provided by Fairbanks